Welcome to IAmToiaWallace.com.
These Terms & Conditions ("Terms") govern your access to and use of IAmToiaWallace.com (the "Website") and applicable products, services, resources, applications, forms, content, programs, and other offerings provided directly through the Website by Toia Wallace ("Toia Wallace," "we," "us," or "our").
By accessing or using this Website, submitting an application or inquiry, purchasing an offering directly through the Website, or using a service governed by these Terms, you acknowledge that you have read, understood, and agree to these Terms.
If you do not agree with these Terms, please do not purchase or use offerings governed by them.
1. Scope
IAmToiaWallace.com is the official personal brand website of Toia Wallace.
The Website may provide access to offerings and information involving:
- Business strategy and consulting
- AI and business transformation
- Entrepreneurship and brand development
- Strategy Intensives
- Speaking opportunities
- Educational resources
- Digital products and downloads
- Books and publications
- Media and press
- Founder initiatives
- Events, workshops, programs, and other offerings
IAmToiaWallace.com may also feature or link to separate companies, brands, ventures, and platforms associated with Toia Wallace.
Unless expressly stated otherwise, purchases or transactions conducted directly through those separate businesses are governed by their own applicable terms and policies.
2. Eligibility
You must be at least 18 years old or the age of legal majority in your jurisdiction to purchase services, enter into agreements, or submit applications for paid professional services through this Website.
You agree to provide accurate and complete information when submitting applications, inquiries, purchases, or other requests.
3. Applications and Approval
Certain offerings may require an application, inquiry, qualification process, or approval.
Submitting an application or inquiry does not:
- Guarantee acceptance
- Guarantee availability
- Reserve an appointment or event date
- Guarantee access to a service
- Create a confirmed client engagement
- Guarantee any particular result
We reserve the right to accept or decline applications, inquiries, speaking opportunities, collaborations, and service requests, subject to applicable law.
4. Purchases and Payments
Prices and payment requirements will be disclosed before purchase.
By completing a purchase, you confirm that you are authorized to use the payment method provided and authorize the applicable charge.
Payments may be processed through third-party processors such as Stripe.
We do not intentionally collect or store complete payment-card information when payment information is securely processed by an authorized third-party payment processor.
5. Final Sale and Refunds
Purchases made directly through IAmToiaWallace.com are subject to our separate No Refund Policy and any offer-specific terms presented before purchase.
Where an offering is designated as final sale or non-refundable, you acknowledge this condition before completing your purchase.
Nothing in these Terms or our No Refund Policy is intended to limit rights or remedies that cannot legally be waived under applicable law.
6. Appointment-Based Services
Services requiring an appointment are also governed by our separate Rescheduling & Cancellation Policy and any additional service-specific rules disclosed before purchase.
You are responsible for reviewing applicable scheduling requirements before purchasing and scheduling a service.
7. Strategy and Consulting Services
Business strategy, consulting, educational, and related services provide guidance, feedback, recommendations, education, and strategic direction.
You remain responsible for:
- Your business decisions
- Implementation
- Operations
- Legal and regulatory compliance
- Financial decisions
- Marketing decisions
- Business outcomes
No particular result is guaranteed.
8. Speaking Engagements
Submitting a speaking inquiry does not confirm a speaking engagement or reserve an event date.
Accepted speaking engagements may require a separate proposal, agreement, contract, invoice, deposit, or other written terms.
If a separately executed speaking agreement conflicts with these general Terms concerning that specific engagement, the specific written agreement will control for that engagement.
9. Digital Products and Educational Materials
Digital products may include guides, templates, downloads, recordings, courses, workbooks, educational resources, frameworks, and other digital materials.
Unless otherwise expressly stated, purchasing a digital product grants you a limited, personal, non-exclusive, non-transferable license to use the product for its intended purpose.
You may not, without written authorization:
- Resell or redistribute paid materials
- Share paid access credentials
- Upload paid materials to shared repositories
- Reproduce materials for commercial distribution
- Repackage materials as your own
- Claim ownership or authorship
- Create substantially derivative competing products from protected materials
- Remove proprietary notices
Purchasing a product does not transfer ownership of its underlying intellectual property.
10. Intellectual Property
Unless otherwise indicated, original Website content, branding, text, graphics, designs, videos, presentations, frameworks, methodologies, resources, downloads, and other original materials are owned by or licensed to Toia Wallace or the applicable rights holder.
They are protected by applicable intellectual property laws.
Nothing on this Website transfers ownership of our intellectual property to you.
11. Separate Brands and Businesses
The Website may introduce or link to separate brands, companies, products, or ventures associated with Toia Wallace.
A link or reference does not necessarily mean the transaction is governed by IAmToiaWallace.com's policies.
When you leave IAmToiaWallace.com to interact with or purchase from a separate business, that business's terms and policies may apply.
12. Third-Party Services
The Website may use or link to third-party services such as payment processors, scheduling platforms, retailers, social networks, video platforms, and other service providers.
Your use of those platforms may also be governed by their own terms and privacy policies.
We are not responsible for the availability, security, content, policies, or independent actions of third-party services outside our reasonable control.
13. Affiliate and Sponsored Relationships
Some recommendations or links may be affiliate links or may involve sponsored or compensated relationships.
Applicable disclosures will be made where required.
You remain responsible for deciding whether a third-party product or service is appropriate for you.
14. Educational Information
Content and services provided through IAmToiaWallace.com are intended for business, educational, strategic, informational, or related purposes as applicable.
Unless expressly stated otherwise, nothing provided through this Website constitutes individualized legal, tax, accounting, investment, medical, mental-health, or other licensed professional advice.
Consult an appropriately qualified professional when specialized advice is required.
15. No Earnings or Results Guarantee
We do not guarantee:
- Revenue
- Profit
- Sales
- Business growth
- Customers or clients
- Funding
- Investment returns
- Marketing results
- Social-media growth
- Business success
- Any specific financial or commercial outcome
Results depend on numerous factors outside our control, including individual effort, implementation, market conditions, resources, experience, and business decisions.
Testimonials and examples are not guarantees of future results.
16. Artificial Intelligence
Some Website content, services, resources, or educational materials may discuss or use artificial intelligence.
AI-assisted outputs may contain errors, omissions, or outdated information.
You are responsible for appropriately reviewing and validating AI-assisted information before relying on or implementing it.
17. Confidentiality and Information Submitted
Information submitted through private forms, applications, questionnaires, and client communications will be handled in accordance with our Privacy Policy and applicable law.
Do not submit passwords, complete payment-card information, sensitive credentials, or information we have not requested.
Specific engagements may include additional confidentiality obligations in a separate agreement.
18. Communications
When you submit an application, inquiry, purchase, or appointment request, you authorize us to send transactional communications necessary to administer that request.
These may include application updates, payment information, scheduling instructions, reminders, preparation materials, and service-related communications.
Marketing communications are handled separately where required.
19. Website Use
You agree not to:
- Use the Website unlawfully
- Attempt unauthorized access to restricted systems
- Interfere with Website security or operation
- Introduce malicious software
- Impersonate another person
- Submit fraudulent information
- Scrape or systematically reproduce protected content without authorization
- Infringe our rights or another party's rights
We may restrict access when reasonably necessary to protect the Website, users, or our rights.
20. Website Availability
We do not guarantee uninterrupted Website availability.
Maintenance, technical failures, third-party outages, security events, or circumstances beyond our reasonable control may temporarily affect access.
21. Disclaimer of Warranties
To the fullest extent permitted by applicable law, the Website and its general content are provided on an "as is" and "as available" basis.
We do not guarantee that the Website will always be uninterrupted, error-free, completely secure, or that all information will remain current at all times.
Nothing in this section excludes rights or warranties that cannot legally be excluded.
22. Limitation of Liability
To the fullest extent permitted by applicable law, Toia Wallace and the applicable Website operator will not be liable for indirect, incidental, special, consequential, exemplary, or punitive damages arising from use of the Website or offerings governed by these Terms.
Any limitations apply only to the extent permitted by applicable law.
Nothing in these Terms excludes liability where exclusion would be unlawful.
23. Force Majeure
We are not responsible for delays or inability to perform caused by circumstances reasonably beyond our control, including severe weather, natural disasters, widespread technology failures, government actions, emergencies, or similar events.
Where such circumstances affect a purchased service, reasonable efforts will be made to communicate an appropriate next step.
24. Changes to These Terms
These Terms may be updated as our Website, services, or business practices evolve.
The Last Updated date will identify the current published version.
Where appropriate, the version accepted at the time of a purchase will remain associated with that transaction.
25. Severability
If a provision of these Terms is found unenforceable, the remaining provisions will continue to apply to the extent permitted by law.
26. Entire Agreement
These Terms should be read together with our:
- Privacy Policy
- No Refund Policy
- Rescheduling & Cancellation Policy
- Any applicable offer-specific terms
- Any separately executed service agreement
A separately executed written agreement may supplement or supersede these general Terms for the specific service it governs.
27. Governing Law
The governing-law, venue, and dispute-resolution provisions should reflect the legal entity operating IAmToiaWallace.com and its applicable jurisdiction.
This section must be finalized before publication. No jurisdiction, arbitration provision, class-action waiver, or venue has been inserted pending confirmation of the appropriate legal entity and jurisdiction.
28. Contact
Questions regarding these Terms may be submitted through the contact information or contact form provided on IAmToiaWallace.com.
IAmToiaWallace.com Toia Wallace